:root{
  --navy:#052f59;
  --navy-2:#0b477f;
  --gold:#d6a13b;
  --gold-light:#f1cc7a;
  --cream:#fbf7ef;
  --white:#fff;
  --ink:#16324a;
  --muted:#617387;
  --line:#dce5ec;
  --shadow:0 20px 55px rgba(5,47,89,.16);
  --radius:24px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.6;background:#fff}
img{display:block;max-width:100%}
a{text-decoration:none;color:inherit}
button,input,textarea,select{font:inherit}
.container{width:min(1180px,calc(100% - 36px));margin:auto}
.topbar{background:var(--navy);color:#fff;font-size:.94rem}
.topbar .container{min-height:42px;display:flex;align-items:center;justify-content:space-between;gap:18px}
.topbar-left{display:flex;gap:20px;flex-wrap:wrap}
.topbar a:hover{color:var(--gold-light)}
.header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.97);backdrop-filter:blur(12px);border-bottom:1px solid rgba(5,47,89,.08)}
.nav-wrap{min-height:86px;display:flex;align-items:center;justify-content:space-between;gap:25px}
.brand{display:flex;align-items:center;gap:12px}
.brand-mark{width:56px;height:56px;display:grid;place-items:center;border-radius:18px;background:linear-gradient(145deg,var(--gold),var(--gold-light));color:var(--navy);font-size:28px;font-weight:900}
.brand-copy strong{display:block;font-family:Georgia,serif;font-size:27px;letter-spacing:5px;line-height:1;color:var(--navy)}
.brand-copy span{display:block;margin-top:6px;color:var(--gold);letter-spacing:2px;font-size:.78rem;font-weight:800}
.nav{display:flex;align-items:center;gap:22px;font-weight:800;font-size:.93rem}
.nav a:hover{color:var(--gold)}
.nav .cta{padding:11px 17px;border-radius:999px;background:var(--gold);color:var(--navy)}
.menu{display:none;border:0;background:none;color:var(--navy);font-size:30px;cursor:pointer}
.hero{position:relative;overflow:hidden;background:radial-gradient(circle at 12% 18%,rgba(214,161,59,.18),transparent 30%),linear-gradient(135deg,#fff 0%,#faf7f0 100%);padding:74px 0}
.hero-grid{display:grid;grid-template-columns:1.03fr .97fr;gap:58px;align-items:center}
.eyebrow{text-transform:uppercase;letter-spacing:2px;color:var(--gold);font-weight:900;font-size:.82rem;margin:0 0 12px}
h1,h2,h3{font-family:Georgia,serif;color:var(--navy);line-height:1.1}
h1{font-size:clamp(2.9rem,6vw,5.5rem);margin:0 0 20px}
h2{font-size:clamp(2.1rem,4vw,3.5rem);margin:0 0 18px}
h3{font-size:1.45rem}
.lead{font-size:1.15rem;color:var(--muted);max-width:650px}
.actions{display:flex;gap:14px;flex-wrap:wrap;margin:30px 0}
.btn{min-height:50px;padding:0 24px;border-radius:999px;display:inline-flex;align-items:center;justify-content:center;font-weight:900;border:0;cursor:pointer;transition:.2s}
.btn:hover{transform:translateY(-2px)}
.btn-primary{background:var(--gold);color:var(--navy)}
.btn-outline{border:2px solid var(--navy);background:#fff;color:var(--navy)}
.hero-media{position:relative}
.hero-media img{width:100%;height:600px;object-fit:cover;border-radius:32px;box-shadow:var(--shadow)}
.price-card{position:absolute;left:-30px;bottom:28px;max-width:335px;background:var(--navy);color:#fff;border-radius:20px;padding:24px 26px;box-shadow:var(--shadow)}
.price-card .rate{font-size:2.6rem;color:var(--gold-light);font-weight:900;line-height:1}
.price-card small,.price-card span{display:block}
.price-card .deposit{margin-top:12px;padding-top:12px;border-top:1px solid rgba(255,255,255,.22);font-size:.9rem}
.trust{background:var(--navy);color:#fff;padding:28px 0}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.trust-item{text-align:center}
.trust-item .icon{font-size:1.55rem;color:var(--gold-light)}
.trust-item b,.trust-item small{display:block}
.trust-item small{opacity:.76}
.section{padding:92px 0}
.alt{background:var(--cream)}
.navy{background:linear-gradient(135deg,var(--navy),var(--navy-2));color:#fff}
.navy h2,.navy h3{color:#fff}
.two-col{display:grid;grid-template-columns:.92fr 1.08fr;gap:72px;align-items:start}
.notice{padding:18px 20px;background:var(--cream);border-left:4px solid var(--gold);border-radius:0 13px 13px 0}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:32px}
.card{background:#fff;border:1px solid rgba(5,47,89,.08);border-radius:20px;padding:27px;box-shadow:0 12px 30px rgba(5,47,89,.07)}
.card h3{margin-top:14px}
.card p{color:var(--muted);margin-bottom:0}
.card-icon{width:50px;height:50px;border-radius:50%;display:grid;place-items:center;background:rgba(214,161,59,.18);color:var(--gold);font-size:22px}
.who-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:30px}
.who-item{padding:22px;background:#fff;border:1px solid var(--line);border-radius:16px;color:var(--navy);font-weight:900}
.gallery{display:grid;grid-template-columns:2fr 1fr 1fr;gap:18px}
.gallery img{width:100%;height:330px;object-fit:cover;border-radius:20px;box-shadow:var(--shadow)}
.gallery img:first-child{height:678px;grid-row:span 2}
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:34px}
.stat{background:#fff;border:1px solid var(--line);border-radius:18px;padding:25px;text-align:center}
.stat strong{display:block;font-size:2rem;color:var(--gold)}
.referral-grid{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.contact-box{background:var(--navy);color:#fff;border-radius:24px;padding:34px;box-shadow:var(--shadow)}
.contact-box h3{color:#fff;margin-top:0}
.contact-box a.line{display:block;padding:11px 0;border-bottom:1px solid rgba(255,255,255,.16)}
.form{background:#fff;border:1px solid var(--line);border-radius:24px;padding:30px;box-shadow:var(--shadow)}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.group{margin-bottom:16px}
label{display:block;margin-bottom:6px;font-weight:800;color:var(--navy)}
input,select,textarea{width:100%;padding:13px 14px;border:1px solid #ccd7e0;border-radius:11px}
textarea{min-height:130px;resize:vertical}
.small{font-size:.88rem;color:var(--muted)}
.faq{max-width:900px;margin:auto}
.faq details{padding:18px 0;border-bottom:1px solid var(--line)}
.faq summary{font-weight:900;color:var(--navy);cursor:pointer}
footer{background:#031f3b;color:#fff;padding:38px 0}
.footer-grid{display:grid;grid-template-columns:1.2fr .8fr .8fr;gap:28px}
footer h3{color:#fff;margin-top:0}
footer a{display:block;margin:7px 0;color:rgba(255,255,255,.8)}
.footer-bottom{margin-top:28px;padding-top:20px;border-top:1px solid rgba(255,255,255,.14);display:flex;justify-content:space-between;gap:20px;color:rgba(255,255,255,.65);font-size:.9rem}
.floating-call{position:fixed;right:20px;bottom:20px;z-index:90;background:var(--gold);color:var(--navy);font-weight:900;padding:14px 18px;border-radius:999px;box-shadow:var(--shadow)}
@media(max-width:950px){
  .menu{display:block}
  .nav{display:none;position:absolute;left:18px;right:18px;top:82px;flex-direction:column;align-items:stretch;background:#fff;padding:20px;border-radius:16px;box-shadow:var(--shadow)}
  .nav.open{display:flex}
  .hero-grid,.two-col,.referral-grid{grid-template-columns:1fr}
  .hero-media{order:-1}
  .hero-media img{height:430px}
  .price-card{left:18px;right:18px;max-width:none}
  .cards,.who-grid{grid-template-columns:repeat(2,1fr)}
  .gallery{grid-template-columns:1fr 1fr}
  .gallery img:first-child{grid-column:1/-1;height:420px;grid-row:auto}
  .gallery img{height:300px}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:640px){
  .topbar .container{display:block;text-align:center;padding:8px 0}
  .topbar-left{justify-content:center}
  .container{width:min(100% - 28px,1180px)}
  .hero,.section{padding:58px 0}
  .hero-media img{height:340px}
  .cards,.who-grid,.trust-grid,.stats,.form-row,.footer-grid,.gallery{grid-template-columns:1fr}
  .gallery img,.gallery img:first-child{height:300px}
  .footer-bottom{flex-direction:column}
  .brand-copy strong{font-size:21px}
  .brand-copy span{font-size:.68rem}
  .floating-call{left:18px;right:18px;text-align:center}
}